Insurance 101

Click on an image below to learn more about a certain topic. 

Our YouTube channel  is filled with educational videos to help you get answers to many questions you may have.

Health Insurance 101

Learn the basic terminology of the industry and how a traditional policy works. 

Affordable Care AcT

The government program that turned healthcare and the insurance industry on its head. Also known as Obamacare or Marketplace coverage. 

Short-Term Medical Plans

Health insurance plans offered through the private market that provide a cheaper alternative to Affordable Care Act / Marketplace plans. 

 

Health Sharing Programs

Ditch the traditional health insurance system and join a group of like-minded individuals who band together to help each other pay for healthcare costs. 

Medicare

A federal government program that provides health insurance for individuals who are over 65 years old and for younger people with certain disabilities. 

Medicaid

A federal and state government program that helps those with low income and limited resources pay for healthcare costs. 

Employee Benefits & Group Plans

About half of the U.S. population receives employer-sponsored health insurance. Most companies like to offer some benefits to attract better employees and keep their current workers. 

Supplemental / Gap Plans

Many health insurance plans have high deductibles and large out of pocket maximums. Supplemental plans help fill these “gaps“ and decrease your medical bills. 

Life Insurance

Whether you need mortgage protection, tax free income, or funeral and final expense coverage, life insurance can provide a solution for every stage of life.

Disability Insurance

Your biggest asset is your ability to earn an income. Make sure you can afford to live even if an illness or accident prevents you from working. 

Long Term Care Insurance

Plans to help cover the costs of caregivers, living in a nursing home, etc. 

 

Direct Primary Care

Ditch the traditional health insurance system and pay a flat monthly membership fee to have 24/7 access to your physician. Also, expect to receive hefty discounts on imaging and lab work. 

TRAVEL INSURANCE

Many health insurance plans don’t cover you outside of their service area unless it is an emergency. Travel insurance helps cover your medical expenses no matter where you are in the world. 

 

HOLISTIC HEALTHCARE

Sometimes medical treatments and self care extend beyond traditional healthcare.