Long Term Care Insurance

Long term care is assistance for both medical and non-medical needs of people with a chronic illness or disability. These people often need help with activities of daily living.

Long term care insurance (obviously) helps cover the costs of long term care. These plans are designed to cover the cost of care that isn’t typically covered by health insurance or Medicare. 

Experts have found that the best way to pay for costs of long term care is actually through life insurance policies that have living benefit riders. Many life insurance policies now have these riders built right into them and do not charge additional fees to obtain them. Traditional long term care policies are still available, but they are rare, mostly because of their high costs. 

For a free, no-obligation quote, call us at 402.661.0395.